GTA Online Heist Split Calculator

Enter the take your crew is being offered and how you are dividing it, and this page tells you what each player walks away with. If you hosted and paid for the setups, enter what you paid and it also shows what you are left with afterwards.

It covers GTA Online Heist Finales where the crew divides the take by percentage cuts. That is the whole scope: an activity that pays out some other way is not what this calculates.

It is deliberately built around a number you read off your own screen rather than a payout table. Rockstar changes what heists pay: The Criminal Enterprises added 50% to Heist Setup payouts and 50–75% to eight named Finales permanently, and Rockstar also runs temporary payout events on top of that. A calculator that assumed one fixed figure per heist would start going out of date the moment it was written.

Each player's share is the take multiplied by their cut, and nothing else enters the arithmetic. All of it is done in whole GTA$ with integers, so no figure on this page is the result of a floating-point rounding error.

The cuts must total exactly 100% before ToolGuild calculates payouts, because anything else is an incomplete split rather than a split. Until they do, the page tells you how much is unallocated or over-allocated and shows no payouts at all. That is ToolGuild's rule about its own arithmetic, not a claim about what the game will let you start.

No cut may fall below 15%. Rockstar states that the minimum cut for Finales is set at 15% for each member — game-wide, as part of The Criminal Enterprises — and its Doomsday Heist support article repeats the same figure. Because that rule holds across this page's whole scope, ToolGuild enforces it rather than offering it as an option: a split that puts someone below 15% breaks the rule Rockstar states, so ToolGuild computes no payout from it.

The host is shown separately, because only the host has two figures worth comparing. Their cut of the take is their gross; what they are left with is that gross less whatever they paid for the setups. That difference can be negative, and the page says so plainly rather than flooring it at zero. Everyone else has one figure: their cut of the take.

Because there is no single right answer to "what does this heist pay".

Rockstar changes it permanently — The Criminal Enterprises raised Heist Setup payouts by 50% and added 50–75% to eight named Finales — and also runs temporary payout events. Setup fees have been reduced across the board and are sometimes waived entirely. Different heists have different economics, and new ones keep arriving.

The number on your screen at the moment you are dividing it up is the only figure that is certainly current. This page takes that number and does the part that is genuinely awkward to do in your head.

A crew of four is looking at a take of GTA$1,200,000. The player who hosted paid GTA$85,000 for the setups and wants a larger share for it, so the board is set to 40 / 20 / 20 / 20.

The three crew members take GTA$240,000 each — one figure, their cut of the take. The host's cut is GTA$480,000, and GTA$395,000 once the GTA$85,000 they entered comes out. Still the largest single result, but by a smaller margin than the board suggests.

Set the same take to an even 25 / 25 / 25 / 25 and the host's cut is GTA$300,000, leaving GTA$215,000 — less than every crew member walks away with. That is the comparison the page exists to make quick.

Try 55 / 15 / 15 / 15 and it computes. Try 61 / 15 / 14 / 10 and it will not: two of those cuts are below the 15% Rockstar sets as the Finale minimum.

Setup costs are yours to enter. Rockstar changes what setups cost — The Criminal Enterprises reduced Heist Setup fees across the board — and waives them outright during some events, so no fixed figure stays true. If you hosted and paid, enter what you actually paid; the gross, the costs and the difference between them are ToolGuild's arithmetic on your number.

Rounding is ToolGuild's convention, not a game rule. No current Rockstar source states how GTA Online resolves a cut that does not divide into whole GTA$. Where a share does not divide evenly, this page rounds down and shows the leftover separately, so a figure can never be higher than what the game pays. Those payouts are labelled as estimates.

Requiring 100% before showing payouts is ToolGuild's rule about its own arithmetic. An incomplete split has no answer to give. It is not a claim about what the game will let you start.

This page covers Heist Finales split by percentage cuts. Rockstar's 15% minimum is stated for Finales game-wide, and that is the scope this tool works in. An activity that pays out some other way is outside it.

Crew sizes of one to four are this calculator's range, not a claim about the game. Different heists admit different crew sizes: Rockstar describes The Cayo Perico Heist as playable solo or with a crew, defines The Doomsday Heist's awards for teams of two, three and four, and states that The Kortz Center Heist can be completed by one to four players.

Bonuses on top of the take are not modelled. Elite challenges, first-time completion bonuses and one-off award payments are paid on their own terms and are not a share of the take, so they do not belong in a split.

Nothing here is a recommendation. An equal split is arithmetic. ToolGuild has no view on what your crew should agree to.

Do the cuts have to add up to 100%? Yes, before ToolGuild will calculate anything. An incomplete split has no answer to give. The page tells you how far off you are while you get there.

What happens if I give someone less than 15%? ToolGuild will not compute it, and points at the cuts that are too low. Rockstar states that the minimum cut for Finales is set at 15% for each member, and ToolGuild does not produce a payout for a split that breaks a stated rule.

Why does the host have two figures? Because the host is the one this page asks about setup costs. If they paid anything, their cut of the take and what they are left with afterwards are different numbers, so the page shows both. Everyone else has one figure: their cut.

What if nobody paid for setups, or the fee was waived? Leave the setup costs at zero. The host's two figures will be the same, which is the correct answer.

Does this include elite challenge or first-time bonuses? No. Those are paid separately from the take, so they are not part of a split.

Are my figures saved anywhere? They are kept in this browser and never sent anywhere. There is no account, and "Start over" clears them.